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Credit card debt is one of the most popular type of unsecured debt, along with overdraft, personal loans and store card debt.  Whether you have bad debt from credit cards, are looking to negotiate credit card debt or are looking to manage or settle credit card debt, Debt Advice Desk could help 

Debt solutions from Debt Advice Desk are based on the amount of unsecured debt you have. Some debt solutions will allow you to repay a proportion of the credit card debt borrowed, with the rest being written off.

Debt Advice Desk can help you become debt free so you no longer have any credit card debt. A Protected Trust Deed would allow you to repay your debt, with (on average) 68% of your debt being written off at the end of the solution (if successful).

Take the first steps today and contact our friendly Debt Advice Desk advisors.  Our specialist team can help with unsecured credit card debt and give you peace of mind so you can look towards the future.

Key credit card facts;

        Average consumer borrowing via credit cards, motor and retail finance deals, overdrafts and unsecured personal loans has risen to £4,430 per average UK adult at the end of October 2010.

        UK banks and building societies wrote off £9.9bn of loans to individuals in the last 12 months to end Q3 2010. In Q3 2010 they wrote off £1.83bn (£740m of that was credit card debt). This amounts to a write-off of £20.10m a day.

         Average consumer borrowing via credit cards, motor and retail finance deals, overdrafts and unsecured personal loans has risen to £4,430 per average UK adult at the end of October 2010.

Statistics provided by creditaction.org

Debt Advice Desk help people throughout Scotland including Glasgow, Edinburgh, Aberdeen, Falkirk, Stirling, Alloa, Clydebank, Kilmarnock and Motherwell.